Myrtle Beach ATM Portfolio, 240-Terminal South Carolina Route

$790K

SDE

3.5x

Multiple

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Full Editorial Writeup

An established ATM portfolio consisting of approximately 240 terminals and generating approximately $790,000 in annual cash flow. The portfolio has been built around a professionally managed operating... Businesses Franchises Brokers Loading... 240-Unit ATM Portfolio | $790K Cash Flow | Myrtle Beach Myrtle Beach, SC (Horry County) Asking Price:$2,765,000 Cash Flow (SDE):$790,000 EBITDA:Not Disclosed Gross Revenue:Not Disclosed Established:Not Disclosed 240-Unit ATM Portfolio | $790K Cash Flow | Myrtle Beach Business Description Established Portfolio | Professionally Managed | Third-Party Loaded An established ATM portfolio consisting of approximately 240 terminals and generating approximately $790,000 in annual cash flow. The portfolio has been built around a professionally managed operating model. Third-party providers handle cash replenishment, machine servicing, maintenance coordination, and field-level support. This allows the owner to oversee the business remotely without personally loading machines or building a service operation from the ground up. The terminals are already installed at active merchant locations, with operating procedures, vendor relationships, processor systems, and reporting infrastructure currently in place. A buyer is acquiring an established cash-flowing portfolio rather than a collection of machines that still need to be placed. The route includes a meaningful presence in the Myrtle Beach market, along with placements in surrounding South Carolina areas. Myrtle Beach’s concentration of hospitality, entertainment, retail, and visitor-driven businesses provides a strong operating environment for traditional ATM placements. With approximately 240 terminals across a broad merchant base, the portfolio benefits from diversified cash flow. The performance of the business is not dependent on one machine, merchant, or individual placement. Its value is supported by the scale of the installed network, established operating history, current cash flow, and third-party management structure. This opportunity may be well suited to an existing ATM operator seeking immediate expansion, an investor looking for a remotely managed cash-flowing business, or a buyer who prefers acquiring established placements rather than building a route one merchant at a time. Potential growth opportunities include placing additional terminals within the existing market footprint, reviewing surcharge levels at stronger-performing locations, upgrading selected machines, improving individual terminal performance, and evaluating loading and service expenses. These opportunities represent potential upside beyond the portfolio’s current reported annual cash flow and are not presented as guaranteed future earnings. The seller is retiring. The decision to sell is based on personal timing and is not related to declining business performance. Ad#:2530842 Detailed Information Employees: 2 Full-time Facilities: The portfolio consists of approximately 240 ATM terminals installed at active merchant locations throughout South Carolina, with a meaningful concentration in the Myrtle Beach area and additional placements in surrounding markets.Cash loading, machine maintenance, and field servicing are handled through established third-party providers.No traditional storefront, warehouse, retail premises, office, or vehicle is included in the sale. The primary business assets are the installed ATM network, merchant placements, operating history, cash flow, vendor relationships, and established management infrastructure. Competition: The ATM market remains fragmented, with routes generally operated by independent owners, regional businesses, and smaller portfolio operators. Competitive strength is typically influenced by the quality of merchant relationships, machine uptime, dependable cash availability, responsive maintenance, and consistent servicing. This portfolio benefits from an existing network of approximately 240 installed terminals and an established third-party operating structure. A buyer receives active placements and supporting infrastructure rather than having to secure each merchant location individually. Growth & Expansion: Potential growth strategies include adding terminals within the existing geographic footprint, expanding through current merchant relationships, reviewing surcharge pricing at higher-volume locations, replacing or upgrading selected machines, and improving performance across individual placements.The current cash-loading, servicing, and management infrastructure may support additional terminal deployment without requiring the buyer to create an entirely new operating system.Any future expansion or optimization would be incremental to the current $790,000 in annual cash flow and is not presented as guaranteed upside. Financing: No owner financing is available. Support & Training: The seller will provide 90 days of transition assistance and training.The handover will cover processor platforms, reporting systems, third-party cash-loader coordination, service-provider management, merchant communication, operating procedures, and portfolio-performance monitoring.Existing loader, maintenance, and vendor relationships are expected to transfer at closing, helping maintain continuity during the ownership transition. The sellers will remain available throughout the agreed support period. Reason for Selling: Retirement. Business Location Location: Myrtle Beach, SC Financial Benchmarks for South Carolina Other Financial Services Businesses Gross Revenue Benchmarks Cash Flow (SDE) Benchmarks EBITDA Benchmarks BizBuySell EDGE Demographic Information for Myrtle Beach Area Household Income Population Age Population Trend Population by Race/Ethnicity BizBuySell EDGE Listing Statistics Saved This Listing Listing Last Updated Appeared in Search Listing Detail Views BizBuySell EDGE Know the True Market Value Before You Make an Offer Get valuation data to negotiate with confidence. Get a Valuation Report Business Listed By: Scott Reynolds Ad#:2530842 The information in this listing has been provided by the business seller or representative stated above. BizBuySell has no stake in the sale of this business, has not independently verified any of the information about the business, and assumes no responsibility for its accuracy or completeness. Read BizBuySell's Terms of Use before responding to any ad. Learn how to avoid scams. Contact Form Full Name* Enter a valid Full Name Phone Number Enter Phone Number Email Address* Enter Email Address Optional Message Yes, send me the Buyer Newsletter for popular businesses, tips, & email promotions. Show sellers you’re serious - learn about BizBuySell Edge for premium buyer tools & alerts Send Message By clicking the button, you agree to BizBuySell’s Terms of Use and Privacy Notice Business Listed By: Scott Reynolds Your request has been sent. What Happens Next? is reviewing your details. A representative will reach out soon to discuss your options. Expect a response in 1-2 business days. Report an issue with this listing Similar Listings Other Financial Services Businesses for Sale All Businesses for Sale in Horry County All Businesses for Sale in Myrtle Beach, SC Charleston ATM Portfolio: 250 Units | $814K Cash Flow | Vendor Loaded Summerville, SC Asking: $2,850,000 Myrtle Beach ATM Portfolio: 250 Units | $814K Cash Flow Myrtle Beach, SC Asking: $2,850,000 Established Multi-Partner CPA Firm With Sophisticated Client Base SC Asking: $3,900,000 Commission Express Franchise Opportunity Cash Required: $150,000 Â©2026 CoStar Group Send Message Listing Shared via Email a6301374279843840.cdn.optimizely.com a6301374279843840.cdn.optimizely.com is blocked This page has been blocked by an extension Try disabling your extensions. 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Why we like it

Earnings quality is straightforward and hard to fake: surcharge fees hit the processor and settle to cash, so revenue is highly transaction-verifiable through processor statements. At $790K cash flow on a 3.5x multiple, the $2.765M ask implies a payback under four years if volume holds, and ATM surcharge income tends to be consistent and non-seasonal at the portfolio level.
Durability comes from diversification across roughly 240 terminals and a broad merchant base, so the loss of any single placement barely moves the number. The third-party loading and servicing structure is already built, meaning the moat is less about tech and more about installed placements and vendor relationships that a new entrant would spend years assembling.
The demand is genuinely recession-resistant. People pull cash regardless of the economy, and in a tourist-heavy market like Myrtle Beach the transaction volume is driven by hospitality, retail, and entertainment foot traffic that keeps generating withdrawals even when discretionary spending tightens.
The operator advantage is the semi-absentee structure. With only 2 full-time staff and vendors handling loading and maintenance, this is a management-light asset that suits an existing ATM operator bolting on scale or a capital allocator who wants cash flow without a day job. The clear upside levers (surcharge repricing, terminal upgrades, adding units) are executable without reinventing the operating system.

How to improve it

Audit surcharge pricing terminal by terminal in the first 30 days. High-traffic tourist and nightlife locations can often bear a higher surcharge with minimal transaction loss, and even a $0.50 bump across the top-performing 60 machines can add meaningful cash flow that drops almost entirely to the bottom line.
Renegotiate cash-loading and armored/vendor costs at scale. With 240 terminals you have real purchasing leverage, so put the loading, maintenance, and processor contracts out to bid or renegotiate rate cards, because vendor spend is one of the largest controllable expense lines in this model.
Deploy additional terminals within the existing footprint using current infrastructure. The loading and service system already supports more units, so adding placements at high-traffic merchants in the same routes is incremental margin with no new operating system required.
Upgrade underperforming or aging machines to reduce downtime and maintenance calls. Uptime is directly correlated to revenue in this business, so replacing chronic problem units with reliable models protects transaction volume and cuts recurring service costs.
Build a simple performance dashboard by terminal to rank each machine on transactions, uptime, and net contribution. Kill or relocate chronic underperformers and reinvest that capital into proven locations, turning the portfolio into an actively managed asset rather than a static route.
Pursue merchant relationship expansion for new placements. Existing merchants who already host a machine are the cheapest source of new locations, so mine those relationships for referrals and additional sites before chasing cold placements.

Diligence notes

Verify cash flow directly against processor settlement statements and bank deposits for at least 24 months. Since no gross revenue is disclosed, reconstruct the full P&L: gross surcharge income, interchange, vendor loading fees, maintenance, processor costs, and vault cash carrying cost, then confirm the $790K is true owner cash flow and not gross.
Confirm how vault cash is financed. ATM routes require significant working capital sitting in the machines, and you need to know whether that cash is included in the sale, provided by a third-party vault-cash provider, or must be supplied by the buyer, because it materially changes the true cost of acquisition.
Scrutinize the merchant placement contracts for term, exclusivity, revenue-split arrangements, and transferability. Many locations operate on month-to-month or short handshake terms, so quantify how much of the $790K sits on contracts that could churn and confirm the placements legally transfer at closing.
Assess terminal age, EMV/compliance status, and any pending mandates. Regulatory and network upgrade requirements (such as software or hardware compliance deadlines) can force capital expenditure across a 240-unit fleet, so inventory each machine's age and remaining useful life to model near-term replacement capex.
Test concentration and seasonality despite the diversified pitch. Pull per-terminal volume to confirm no small cluster of machines drives an outsized share of profit, and given the Myrtle Beach tourist economy, verify how much cash flow swings between peak season and the off-season.

Source

Originally listed on BizBuySell. View original listing →