Multi-State ATM Portfolio, ~250 Terminals, Fully Managed

Full Editorial Writeup

This is an acquisition of roughly 250 active ATM terminals installed at merchant locations across multiple US states. The portfolio throws off approximately $820,485 in annual cash flow and is priced at $2,870,000, or about 3.5x. The core economics are surcharge revenue: every time a cardholder pulls cash from one of these machines, the operator collects a fee, split in some fashion with the host merchant. Scale, uptime, and cash availability are the whole game.

What differentiates this from a typical startup ATM route is that it is sold as a fully managed asset. Cash loading, servicing, maintenance coordination, vendor management, and reporting run through an existing professional management infrastructure, so the buyer is positioned as an owner overseeing a portfolio rather than a route operator driving around refilling machines. The listing frames it for a high-income professional wanting ownership without a second job, a passive investor, or an existing ATM operator buying instant scale.

The seller is retiring and the sale is described as a matter of personal timing and portfolio maturity. The pitch leans on diversification: no single terminal, merchant, city, or state drives the numbers, which reduces concentration risk relative to a single-location cash business. Growth levers cited are incremental, more terminals in the existing footprint, surcharge repricing, and machine upgrades, all presented as upside rather than baked-in earnings.