Remote Property Claims Consulting Firm, National Insurance Clientele

Full Editorial Writeup

This is a fully remote consulting firm serving the property insurance claims market. It sells specialized third-party review and analysis on disputed or complex large-loss claims: scope assessment, cost analysis, invoice review, and mitigation oversight. Engagements start when a carrier or independent adjuster needs an objective outside perspective to resolve a claim, and the firm delivers written reports, cost summaries, and scope documentation that push all parties toward resolution. Clients are insurance carriers, independent adjusters, and other claim-side parties across the United States.

The operational footprint is deliberately light. There is no office, no owned real estate, and no vehicle fleet, which is a large part of why the business converts $1.305M of revenue into $645K of SDE, a roughly 49 percent owner-earnings margin. The team is eight people (2 full-time, 6 contractors) covering field consulting, business development, marketing, AR, accounting, and internal review, plus a bench of independent consultants that extends geographic reach without adding fixed cost.

What makes it notable is the retention story: the seller reports zero client attrition since inception, and a recent business development hire brought an established industry network that is already generating new engagements. The knock is owner dependence, the seller is still active in service delivery, so the buyer is underwriting whether the team plus a network can carry the load. At 3.71x SDE, this is priced as a lean, high-margin professional services firm with real key-person and referral-concentration risk to diligence.